Your Security
Keep a lookout for Scams and Fraud
Lending Ground! takes the safety and privacy of its customers seriously, we provide this page to help forewarn our customers and provide some guidance if you think you may have become a victim of fraud.
Top tipsNever pay in advance for the promise of a loan
Never give out personal information if you cannot verify the identity of the person or company contacting you
Never send money to a person or company if you don’t recall taking a loan from them
Fraud is sometimes difficult to spot: some fraudsters take the name of genuine companies and pose as them sending letters or making cold telephone calls to their victims promising loan deals that don’t really exist. They invite the victim to part with the cash on the promise that a loan will follow. Be aware of these types of scams.
Below are just two examples of scams where fraudsters have impersonated lenders or credit brokers, please read the details and learn how to protect yourself.
Advanced fee loan scamThe fraudsters responsible for this scam demand upfront payment of various “fees,” requesting payment via money, wire or cash transfers, or via prepaid debit cards like Green Dot.
The people that run these scams are skilled and experienced at persuading their targets to part with their money.
These scammers are not affiliated with Lending Ground LLC or anyone associated with us. Lending Ground LLC does not require upfront payment on any of its loans and does not charge request fees. These scammers often attempt to copy legitimate lenders’ licenses or use fake loan confirmations or approval letters.
Warning SignsThey ask for payment in advance
They ask for a prepaid debit card like Green Dot
They ask you to wire them money
These scammers make telephone calls impersonating legitimate collectors or lenders. In these calls, they fraudulently attempt to collect actual and phantom debts.
These calls are not being made by Lending Ground LLC or anyone affiliated with us. These fraudulent debt collectors call to harass and threaten consumers in an effort to intimidate or con people into making payments for debts, including debts that do not actually exist, that have previously been paid, or that are owed to a different collection agency.
Warning SignsThey threaten you with violence, arrest or wage garnishment
They refuse to provide you with your loan agreement or history
They attempt to collect an amount that is different than what you owe
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Lending-Ground.com connects borrowers with lenders or lending partners and thus the specific terms and conditions of the specific lender or lending partner will apply to any loan a borrower takes out. We are compensated by these lenders or lending partners for connecting you with them, and the compensation received may affect which offer you are presented with. Any display of APR, loan amounts, interest or other loan details are estimations only, and actual amounts will vary by lender or lending partner and by borrower. Please note that some lenders or lending partners may perform credit checks as part of their credit transaction approval process. The lender or lending partner you connect with may not offer the best possible terms and borrowers should always compare all available options before making any decisions. In addition, you may be connected with a tribal lender. Tribal lenders’ rates and fees may be higher than state-licensed lenders, and are subject to federal and tribal laws, not state laws. THE OWNERS AND OPERATORS OF THIS WEBSITE ARE NOT LENDERS, they do not broker loans and they do not make loans or credit decisions. Nothing on this website is an offer or a solicitation to lend. Any information you submit to this site will be provided to a lender or lending partner. The operator of this website is not an agent, representative or broker of any lender or lending partner and does not endorse or charge you for any service or product.
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Material Disclosure
The operator of this website is not a lender, loan broker or agent for any lender or loan broker. This website is not an offer of credit nor is it a solicitation to lend. We are not affiliated with any lender. We are an advertising referral service for lenders that may be able to offer loans in amounts upto $50,000. There is no fee to use our services. Your loan request submitted on this website will be shared with one or more lenders. There is no guarantee that you will be connected with a lender, your loan request will be approved by a lender, or you will be offered the loan amount requested. Lenders may perform a credit check to determine your creditworthiness or verify your information. Any compensation we receive is paid by lenders and other advertising partners, and only for advertising services provided. Short-term, small-dollar loans should not be used as a long-term solution to financial hardship.